2.25 ASSUMABLE LOAN ON THIS 2021-BUILT TOWNHOME IN GATED RIVIERA PLACE JUST 15 MINUTES TO DOWNTOWN TAMPA OR ST. PETE WITH AN OVERSIZED GARAGE FOR BOAT & VEHICLE PARKING. Built in 2021, this 3-bedroom + den, 2.5-bath townhome offers 2,310 sq ft of low-maintenance living in Riviera Place, an intimate gated community of only 27 residences conveniently located between Downtown St. Petersburg and Downtown Tampa. With an assumable 2.25 interest rate available, this property presents a rare financing opportunity that is increasingly difficult to find in today's market. The open-concept second level serves as the heart of the home, featuring high ceilings, crown molding, and a screened balcony overlooking a private wooded setting with no rear neighbors. The kitchen is designed for both daily living and entertaining with quartz countertops, stainless steel appliances, a large island with built-in pop-up outlets, reverse osmosis water filtration, wine refrigerator, spacious walk-in pantry with custom barn doors, and abundant storage. The adjacent den provides flexibility for a home office, media room, guest space, or additional living area. The third level includes the primary suite with a spacious walk-in closet featuring custom shelving systems and an en-suite bathroom with dual vanities, walk-in shower, and private water closet. Two additional bedrooms also feature custom closets, creating organized storage throughout the home. One of the property's most unique features is the 52-foot tandem garage, capable of accommodating a boat and multiple vehicles or up to four vehicles depending on configuration. Additional garage features include a 36,000 BTU mini-split system, insulated garage door, overhead storage racks, and a 50-amp outlet suitable for EV charging. Additional features include impact windows and doors throughout, Cat5 wiring for high-speed internet, concrete firewalls between residences for enhanced sound separation, a fenced backyard, and open patio space. Unlike many townhome communities, this property offers FEE SIMPLE OWNERSHIP, meaning you own both the structure and the land beneath, giving you the flexibility and freedom of a single family residents without the upkeep of the exterior maintenance. Riviera Place residents enjoy gated access, a resort-style pool, clubhouse, dog park, guest parking, and HOA services that include grounds maintenance, exterior building insurance, roof maintenance, and community amenities for only $432 per month. Flood insurance is currently approximately $612 per year. Conveniently located near Publix, Target, HomeGoods, Starbucks, MacDill Air Force Base, and Weedon Island Preserve with kayak trails, boardwalks, and nature paths along Tampa Bay, this location provides quick access to both Tampa and St. Petersburg while maintaining the privacy and security of a gated community.