Waterfront Views, Marina Access & Resort-Style Living in Bay Island Imagine starting your day with coffee on your private balcony overlooking Boca Ciega Bay, watching dolphins play, boats cruise by, and Florida's coastal wildlife put on a daily show. Welcome to Bay Island, one of South Pasadena's premier gated waterfront communities for active adults 55+. This beautifully maintained third-floor residence offers the perfect blend of comfort, convenience, and affordability. Located just steps from the elevator, this one-bedroom, one-bath condominium features an open floor plan designed to maximize both space and views. Inside you'll find luxury vinyl flooring, granite countertops, a glass tile backsplash, breakfast bar seating, electric hurricane shutters, and a spacious primary bedroom with dual closets. What truly sets this property apart is the lifestyle. Bay Island offers a rare opportunity to enjoy waterfront living without the premium price tag often found along Florida's Gulf Coast. Residents enjoy access to a private marina with slips available for purchase or lease (subject to availability), making this community especially attractive to boaters, anglers, and anyone who loves being on the water. Amenities include six swimming pools, two hot tubs, tennis and pickleball courts, shuffleboard courts, a waterfront clubhouse, fitness center, library, billiards room, card rooms, game rooms, barbecue areas, and a scenic 1.5-mile waterfront walking trail that winds through beautifully landscaped grounds. Located just minutes from St. Pete Beach, Treasure Island, downtown St. Petersburg, the St. Pete Pier, waterfront restaurants, shopping, and entertainment, you'll enjoy easy access to everything that makes Florida's Gulf Coast one of the country's most desirable places to live. Even better, the recently reduced HOA fee covers nearly everything except electricity, including internet, cable, water, sewer, trash, exterior maintenance, landscaping, exterior and flood insurance for common areas, 24-hour gated security, and full access to community amenities. Whether you're searching for a year-round residence, seasonal retreat, or a low-maintenance waterfront lifestyle, this is an opportunity to own a slice of paradise at an exceptional value. Ask about a 1-0 temporary rate buydown available through a preferred lender for qualified buyers. This program may help reduce the buyer's interest rate and monthly payment during the first year of the loan. Buyers are free to choose any lender. Contact the listing agent for details.